Home Equity Line of Credit (HELOC)
○ Most stress free solution.
○ Use your home’s equity to fund your renovation.
○ Low interest rates and flexible draw options.
○ Works well for small to larger projects with longer timelines.
$80,000 Government Secondary Suite Loan
○Application Portal has currently not been launched.
○ Up to $80,000 at 2% interest over 15 years.
○ For legal basement suites, laneway & garden suites.
○ Must meet local code, zoning, and long-term rental guidelines.
○ We handle the application process for a small admin fee
○ Alternative for clients without HELOC access.
○ Fast approvals, tailored to the project’s size.
○ Available for higher-scope projects or unique situations.
Financeit – Simple Monthly Payments
○ Easy application with instant approval decisions.
○ Affordable monthly payments with competitive rates.
○ No large upfront payment needed.
Construction Loan
○ Most stress free solution.
○ Ideal for larger renovation or build projects requiring staged funding.
○ Funds are released in draws as construction progresses.
○ Interest-only payments during construction phase.
○ Must submit plans, permits, budget, and timeline for approval.
○ Requires strong credit and equity in the property.
○ Works well for basement renovations, structural upgrades, and full secondary suites.
○ We assist with application prep and draw scheduling.
Financeit – Simple Monthly Payments
○ Easy application with instant approval decisions.
○ Affordable monthly payments with competitive rates.
○ No large upfront payment needed.
○ Easy application with instant approval decisions.
○ Affordable monthly payments with competitive rates.
○ No large upfront payment needed.
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
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