FINANCING

Home Equity Line of Credit (HELOC)

○ Most stress free solution.

○ Use your home’s equity to fund your renovation.

○ Low interest rates and flexible draw options.

○ Works well for small to larger projects with longer timelines.

$80,000 Government Secondary Suite Loan

○Application Portal has currently not been launched.

○ Up to $80,000 at 2% interest over 15 years.

○ For legal basement suites, laneway & garden suites.

○ Must meet local code, zoning, and long-term rental guidelines.

○ We handle the application process for a small admin fee

Private Lending & Credit Access

○ Alternative for clients without HELOC access.

○ Fast approvals, tailored to the project’s size.

○ Available for higher-scope projects or unique situations.

Financeit – Simple Monthly Payments

○ Easy application with instant approval decisions.

○ Affordable monthly payments with competitive rates.

○ No large upfront payment needed.

Construction Loan

○ Most stress free solution.

○ Ideal for larger renovation or build projects requiring staged funding.

○ Funds are released in draws as construction progresses.

Interest-only payments during construction phase.

○ Must submit plans, permits, budget, and timeline for approval.

○ Requires strong credit and equity in the property.

○ Works well for basement renovations, structural upgrades, and full secondary suites.

○ We assist with application prep and draw scheduling.

Financeit – Simple Monthly Payments

○ Easy application with instant approval decisions.

○ Affordable monthly payments with competitive rates.

○ No large upfront payment needed.

○ Easy application with instant approval decisions.

○ Affordable monthly payments with competitive rates.

○ No large upfront payment needed.

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Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

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www.valueriseconstruction.com

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